Just because you’re retired doesn’t mean you want to stop earning completely.
However, you probably want it to feel a little different than it did during your full-time working years. The good news is, there are plenty of ways to bring in extra income during retirement that don’t add stress or take over your time. Whether you’re looking for a little top-up or something to keep you feeling productive, here are 13 smart, low-stress ways to make money while still enjoying your retirement lifestyle.
1. Rent out a spare room or part of your home.
If you have extra space, consider renting it out on a short- or long-term basis. You don’t need to become a full-time landlord — even a few nights a month on a site like Airbnb can bring in a useful bit of income with relatively low effort.
You can choose when to list your space and set boundaries that suit your lifestyle. And if you’d rather not have people in your home, things like garden studios, annexes, or even a driveway for parking can be rented out separately with minimal hassle.
2. Sell items you no longer use.
Retirement is a great time to declutter — and many of the things sitting in your garage, loft, or cupboards could be worth more than you think. Tools, furniture, collectibles, or hobby equipment often find eager buyers online.
Apps and platforms make the process easy, and the bonus is you create space in your home while putting some cash in your pocket. It’s a win-win, especially if you’ve been meaning to lighten the load anyway.
3. Turn a hobby into a casual business.
If you already enjoy making something — from crafts to baked goods — you might be able to turn that passion into a small income stream. Markets, Etsy, or local events can be a relaxed way to sell what you enjoy creating.
It’s low-pressure because it starts with something you already love doing. And since you control your own pace and scale, it never has to feel overwhelming. It’s not about building an empire — just making some extra cash while doing something fun.
4. Try pet sitting or dog walking.
If you love animals and enjoy getting outside, this one’s a natural fit. Many pet owners need reliable help during holidays or workdays, and they often prefer people who are calm, experienced, and trustworthy — all traits that tend to come with age.
It’s a great way to stay active and connected with your community, and it doesn’t require any big upfront costs. Plus, spending time with animals can be surprisingly soothing — not a bad way to earn some side money.
5. Offer tutoring or mentoring.
Whether it’s school subjects, life skills, or professional experience, you probably have knowledge someone else would value. Tutoring can be done in person or online and can cover anything from maths to writing to life coaching basics.
You don’t need to be an expert in everything — just someone who can guide with patience and clarity. Many parents or students look for someone steady and encouraging, not flashy. It’s a calm, rewarding way to stay engaged while earning something on the side.
6. Take on occasional freelance gigs.
If you retired from a career with useful skills — writing, graphic design, admin, or bookkeeping — there’s a good chance you can still offer that work on a flexible, freelance basis. Many businesses want short-term or part-time help without full commitment.
You set your own schedule, pick projects that feel interesting, and decide how much work you actually want. It’s a far cry from a full-time job, but it can still keep you mentally active while earning on your terms.
7. Rent out equipment or tools.
Got a pressure washer, a lawnmower, power tools, or even party supplies? Instead of letting them sit unused, consider renting them out locally. Many people would rather borrow than buy for occasional use.
This kind of peer-to-peer lending can bring in passive income without much effort, especially with the help of local apps or community boards. You’re not giving anything up — just letting it be useful while you’re not using it.
8. House sit or garden sit while people are away.
Some people don’t like to leave their homes empty while travelling — especially if they have pets or plants that need looking after. That’s where you come in. House sitting gives you a change of scenery while getting paid or receiving perks like free accommodation.
You can sign up on trusted websites or just let friends and neighbours know you’re available. It’s low-effort, peaceful, and can sometimes double as a mini-retreat if you like a quiet change of pace.
9. Sell garden produce or plants.
If you love gardening and tend to grow more than you can eat, there’s always someone willing to buy fresh herbs, veg, or even starter plants. A little honesty box at your front gate or a stall at a local market can turn your green thumb into pocket money.
It’s not about running a full farm — it’s about letting your extra courgettes or basil bunches earn their keep. Plus, it adds a sense of purpose to your garden that’s both rewarding and relaxing.
10. Create digital products or guides.
Have tips, stories, or knowledge other people might benefit from? Consider turning it into something digital — like a short guide, recipe collection, how-to manual, or even an e-book. Once created, these can be sold online with minimal upkeep.
Platforms like Gumroad or Etsy allow you to list products easily, and you don’t need to be tech-savvy to make it work. It’s a way to share what you know, reach people, and earn without having to do the same work over and over again.
11. Offer light admin or personal help.
Many people — especially small business owners or busy families — could use help with tasks like scheduling, online orders, organising, or basic errands. If you’re good at keeping things in order, there’s likely someone who would happily pay you for that help.
You get to be useful and stay busy, but on a scale you control. It’s not a heavy workload — just helping out in the ways you already know how to do well, with a bit of money in return.
12. Join paid research or feedback panels.
Plenty of companies want feedback from older adults — whether for product testing, website usability, or surveys. These often pay in cash or vouchers, and they’re typically short, casual sessions you can do from home. You don’t need any special background — just your time and honest thoughts. It’s a low-effort way to stay engaged, offer useful insight, and earn a little something without even leaving the house.
13. Help with holiday decorations, events, or odd jobs.
During certain times of year, lots of people are looking for help putting up lights, organising parties, or prepping for guests. If you like being hands-on and enjoy seasonal cheer, these jobs can be a fun way to earn without long-term commitment.
It’s all about keeping things light — and knowing you’re helping other people feel more organised or festive in the process. A few hours here and there can add up, both financially and socially, without disrupting your relaxed routine.
